Guide to Life after 40, 50, 60 and Beyond
By Fernando L. Habito 
II. Health
III. Learning
IV. Communications
V. Teaching
VI. Education
VII. Money
VIII.Graft and Corruption
IX. Work
X. Success
Modern technologies and economic progress in one way or another can complicate life due to the insatiable wants that lead people to do more work and/or acquire more debts which cause unhappiness in the midst of abundance. However, technology can most often give people the resources to be able to communicate, to acquire knowledge and information and to develop new skills.
As a multicultural teacher, lecturer and instructor of human resources development projects, I find it very useful and effective to make a "Learning Log" in the form of written notes in my notebook or in the floppy disk of my computer. This way, I can easily share ideas or teach people who want to make a difference in their lives. My learning log keeps me "going, growing and glowing" in performing my daily job and allows me to help other people understand important issues that affect their lives.